Benefits of Short Term Car Insurance

ByTom Ando

Driving without car insurance is illegal and can result in hefty fines or even the revocation of the driver's license. Sometimes purchasing long-term insurance is not a necessary expense especially if the vehicle will be used for a short period of time. Short-term car insurance is a convenient option for people who need coverage from a few days to six months.

How Short Term Car Insurance Works

If you are going to be in possession of a vehicle for a temporary period of time, then a short-term insurance policy is a good idea. Coverage lasts from one day to six months, depending on your needs. This type of car insurance includes physical damage, bodily injury, property damage, uninsured motorist, and medical payments. The premiums can be paid either in advance or monthly and might cost less than long term insurance. Most insurance companies charge a flat rate for insurance that is based on a shorter period of time.

When to Get It

If you are taking a road trip during the holidays, short-term car insurance is a good option. Also, if you have a vehicle that is in storage you might want to get short-term insurance to protect it from physical damage. Other instances when this insurance may be needed; college kids who use a car during breaks, guests who are out of town needing to use your vehicle, a disabled person providing coverage for their driver.

The Benefits

An advantage to having short-term insurance is that it will not affect your long-term policy and any amount of drivers will be able to drive your car. If a driver is involved in a car accident, you do not lose the no-claim benefits and discounts on your long-term policy. It is also much more convenient to add drivers on a policy for a short period of time instead of a long-term one.

Purchasing Short-Term Car Insurance

There are many ways you can obtain information about short-term insurance online and offline. One of the best methods is to compare quotes online from several different companies to get the best rates. Comparing car insurance quotes online can provide you with a good idea on pricing, availability, and coverage options that will fit your needs. Once you have found rates that you are satisfied with, you can purchase the policy online or by calling an agent.

There are many useful tips and advice on car insurance online, so make sure to do your research before making a purchase.

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Insurance: Car-Auto
Tom Ando

Email Address:SubscribeCar Auto Article FeedFind More ArticlesSearchSimilar ArticlesBenefits of Having 6 Months InsuranceBenefits of Finding Cheap Motorcycle Insurance QuotesBenefit From Knowing What DUI Insurance IsThe Benefit Of Buying 1Cover Travel InsuranceBuying Second Hand Cars in IndiaHow to Run an Indoor Car Boot Sale Within A High-Rise Car ParkBest Instructional Guide to European Car Breakdown CoverBenefits of a GPS in Your CarSerious Advice For Used Car BuyersCheap Car Insurance - Love Your Car and Express ItRecent ArticlesAuto Insurance - Describing Insurance BenefitsGirly Men Save On Car InsuranceGap Insurance - To Defer or Not to Defer, That Is the QuestionAffordable Car Insurance for Teen DriversSaving Money on Car Insurance TipsCar Insurance - What You Need to Know About ItMerits Of Car InsuranceCar Insurance Advice That Is Proven BeneficialThe Hidden Costs of Car InsuranceImportant Things to Know About Getting Alabama Auto InsuranceSubmitted On February 28, 2012. Viewed 0 times. Word count: 414.

MLA Style Citation:
Ando, Tom".".28 Feb. 2012EzineArticles.com.2 Mar. 2012 .APA Style Citation:
Ando, T. (2012, February 28). . Retrieved March 2, 2012, from http://ezinearticles.com/?Benefits-­of-­Short-­Term-­Car-­Insurance&id=6909717Chicago Style Citation:
Ando, Tom "." EzineArticles.com. http://ezinearticles.com/?Benefits-­of-­Short-­Term-­Car-­Insurance&id=6909717EzineArticles.com© 2012 EzineArticles.com
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Short Term Motor Insurance: The Cost of Carefree Driving of Your New Car

ByShandon Lewis

No one can really blame you if you are excited to hop on to your brand new car. You probably have dreamt of having one for years now. You have patiently waited and intensively prayed to have a car you can call your own. And now that it is here, you can't wait but drive away with it. You chose the maker, you choose the model and you chose the color. The driver's seat fits you well. The brakes and accelerators are within your reach. The smell of the brand new vehicle just makes your heart beat faster and the fact that this is your own vehicle now, holding the steering wheel just brings so much excitement and euphoria no amount of words can explain.

Many people probably received a brand new car as a Christmas gift last year, or a birthday present or a price from a raffle draw, or might have even bought it for them for this brand New Year. In whatever way they got it, the fact that they now have their own car means more great adventures, wonderful experiences and more freedom. There is no limit in ones desire to explore new heights and horizons, reaching new places and hoarding new memories. The places you have long desired to visit are no longer as far with your fast and brand new car. There is no stopping your great plans and filling your lifelong desire for journeys and road trips.

However, not all brand new car owners can drive their cars right away. The excitement has to be suspended. The plans postponed. Most long term vehicle insurance will take time before they can be ready. This means restrictions prevail especially that it is never safe to drive without vehicle insurance. Anything can happen on the road and without the right insurance - it can only mean financial troubles. Besides would you risk driving your brand new vehicle without insurance? If you can't even afford to see scratches on your new car then why risk driving without insurance?

However, with short term motor insurance the limits are taken off. The excitement continues and the plans prevail. With a short term motor insurance, you can drive your brand new car with some peace of mind. You can hit off the road without leaving worry behind for your parents or loved ones to attend to. Short term motor insurance will cover for property damage, liability and medical cost should something unexpected happen on the road during the time you are waiting for your long term insurance to be ready.

All brand new vehicle owners needs to do is to check for possible extension of the insurance should some delay occur on the approval of their long term vehicle insurance. It would be hard to say yes to surprise adventures if your insurance coverage is not as flexible. Therefore, if you are ready for that brand new car, look for a short term motor insurance today for carefree driving right away.

Author is a writer for Short Term Motor Insurance, a blog about car insurance, with a focus on short term coverage.

Article Source:http://EzineArticles.com/?expert=Shandon_Lewis

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Insurance: Car-Auto
Shandon Lewis

Email Address:SubscribeCar Auto Article FeedFind More ArticlesSearchSimilar ArticlesShort Term and Temporary Car InsuranceShort Term Motor Insurance: Why It Is A Must For Your VehiclesWhat Is Short Term Motor Insurance?Short Term Motor Insurance: Why You Need ItShort Term Insurance - Temporary Vehicle CoverShort Term Car Insurance: 5 Steps To Obtaining The Best Coverage PossiblePlay It Safe With Short Term Car InsuranceLets Talk About Short Term Car InsuranceShort Term Car Insurance - Makes Your Journey Safe!Short Term Car Insurance - The Temporary Coverage For Your CarRecent ArticlesHow Save Money On Your Auto InsuranceTips on How to Pay for Car InsuranceWhy You Should Own a ConvertibleChoosing a Good Auto Insurance CompanyTips on Getting Auto Insurance Quotes OnlineThe Steps For Filing A Car Insurance ClaimTheft of Personal Property From Car - Does Your Insurance Cover It?Learning From A Vehicle Insurance OverviewHow to Choose the Right Car Insurance PlanWhat Information Do I Need to Compare Car Insurance Online?Submitted On January 11, 2012. Viewed 10 times. Word count: 501.

MLA Style Citation:
Lewis, Shandon".".11 Jan. 2012EzineArticles.com.26 Jan. 2012 .APA Style Citation:
Lewis, S. (2012, January 11). . Retrieved January 26, 2012, from http://ezinearticles.com/?Short-­Term-­Motor-­Insurance:-­The-­Cost-­of-­Carefree-­Driving-­of-­Your-­New-­Car&id=6811080Chicago Style Citation:
Lewis, Shandon "." EzineArticles.com. http://ezinearticles.com/?Short-­Term-­Motor-­Insurance:-­The-­Cost-­of-­Carefree-­Driving-­of-­Your-­New-­Car&id=6811080EzineArticles.com© 2012 EzineArticles.com
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