Auto insurance can be an expensive budget item given the fact it's almost mandatory in most places in the U.S. and if you want to avoid problems with respect to the potential liability issues a driver faces, having a good auto insurance policy, ie. one that provides adequate protection for you and your estate and one that is affordable for you.
Considering these factors, let's consider some things you can do to perhaps save some money on your auto insurance. Saving money on auto insurance can be quite easy if you understand a few concepts and are willing to do a little leg work such as comparison shopping and verifying what coverages the state you live in legally requires.
For example, some states require only 15/30/10 for bodily injury liability and property damage... that's it. Granted you only have state minimum coverage but you're legal. To protect yourself and others you may elect to carry higher liability limits perhaps 50/100/25 and include medical payments coverage, uninsured and underinsured motorist coverage, collision, comprehensive and emergency road service and rental car coverage.
Once again check with your state's requirements and then you can adjust your coverage accordingly that both provides you with coverage you feel well protected for your circumstances and is within your budget. Bear in mind, you can change your coverage with most companies by contacting your agent or the company's home office to make those changes when you see fit. If you drive an older vehicle you may opt to not carry collision and comprehensive coverage as long as the vehicle does not have a loan on it, this alone can save you significant dollars.
Another money saving strategy is to increase the deductibles on collision and comprehensive say from $500 to $1000 this will also save you money. It's always a good idea to periodically check with several companies to shop and compare rates, premiums can vary widely from company to company because of the various criteria each company uses to determine your rates.
Also always ask for available discounts and combining your homeowners, renters or life insurance policies together can often times qualify you for additional savings. Maintaining a good driving record free of traffic violations and accidents can help keep premiums in check. You can receive a free quote on your auto insurance wherever you live in the United States by calling toll free 1-866-943-7295. Take some time and shop you may save a bundle of cash.
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Car Auto Article FeedFind More ArticlesSearchSimilar ArticlesThe Four Worst Ways to Save Money on Auto InsuranceAuto Insurance - Save Money and Get the Coverage You NeedSave Money on Auto Insurance6 Questions That Can Help You Save Money on Auto InsuranceMoney Strategies in Car and Life InsuranceSave Money - Compare Auto InsuranceTips For Saving Money on Auto Insurance NowTips On How To Save Money On Car InsuranceRental Car Insurance - Is Your Own Auto Policy Good Enough?Cheap Female Car Insurance Guide to Savings - 4 Things Women Should Have to Save Money on CoverageRecent ArticlesTips on How to Pay for Car InsuranceWhy You Should Own a ConvertibleChoosing a Good Auto Insurance CompanyTips on Getting Auto Insurance Quotes OnlineThe Steps For Filing A Car Insurance ClaimTheft of Personal Property From Car - Does Your Insurance Cover It?Learning From A Vehicle Insurance OverviewHow to Choose the Right Car Insurance PlanWhat Information Do I Need to Compare Car Insurance Online?Telematics Car Insurance - Benefits to Young DriversSubmitted On January 21, 2012. Viewed 1 time. Word count: 416.MLA Style Citation:Arlington, Lane".".21 Jan. 2012EzineArticles.com.26 Jan. 2012
Arlington, L. (2012, January 21). . Retrieved January 26, 2012, from http://ezinearticles.com/?How-Save-Money-On-Your-Auto-Insurance&id=6829449Chicago Style Citation:
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