Applying for automobile cover can be extremely bewildering if you are not familiar with the industry jargon. A friend of mine who recently requested a car insurance quote ended up feeling stupid because the insurance rep on the other end of the line rattled off the terms of the coverage so quickly that the poor man did not have the chance to fully comprehend what the person was saying, let alone make notes. In the end, he had to ask someone else to explain the terms and conditions to him.
Now, there is absolutely nothing at all wrong with my friend's comprehension skills. In fact, the guy possesses a master's degree and has had a number of books and academic papers published. The problem is that the guy does not apply for insurance every day and therefore is not au fait with what is listed in the average car insurance quote these days. What is more, he is not familiar with what constitutes a good rate for coverage, and whilst he would like to get a good deal on vehicle cover, he is not aware of what a competitive rate is and what is not.
In view of the above, it is easy to see how a person might agree to vehicle cover that is either not suited to their requirements or that they do not actually need, when an insurance rep is rapidly firing questions at them that they do not fully understand the implications of. This is not to say that all, or even the majority, of insurance reps speak overly rapidly or are impatient with potential clients because these folks are trained in customer service skills and it is in their best interests not to alienate a person in any way. A compassionate and knowledgeable rep will always take the time to answer your questions properly and clarify anything you do not understand which is, in any case, the kind of competent person you want to have preparing an estimate for you.
That being said, it is always wise to do some research regarding vehicle cover before you request a quotation so that you know what to expect. Sure you can ask the rep to explain, for instance, the difference between insuring a vehicle for retail value and insuring it for market value while you are in the process of getting an estimate but it will be a lot easier for you to get a suitable car insurance quote straight off the bat when you understand exactly what you are hearing. Ultimately, it will be you who will have to decide what kind of coverage you want, and how much, hence you really should try to become informed.
Something else you should do when applying for vehicle cover is to get a number of quotes to compare. It is never a good idea to simply pick an insurer out of a hat, so to speak, and go along with whatever they offer you. It is preferable by far to request a handful of quotes and then take the time to properly assess them against a list of coverage requirements you have prepared.
For more information on insurance car quote, go to http://www.payasyoudrive.co.za
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Car Auto Article FeedFind More ArticlesSearchSimilar ArticlesHow To Outwit Your Insurance Provider When It Comes To Insurance Car QuotesThere Are 3 Main Categories of Car Quote Insurance7 Tips - How To Get The Best Insurance Car RatesWhy Is It Important To Get Car QuotesOnline Insurance Auto Quotes - How to Get the Best PolicyEasiest Car Insurance Free QuotesCar Insurance Online Quotes - No FussCar Insurance - Online QuotesWhat Happens When You Type "Car Free Insurance Online Quote" in a Search Engine?To Get the Most Competitive Car Insurance Price Quote You Need Some Smart ApproachesRecent ArticlesFacts Your Insurance Company Might Not Tell You AboutLearn How Teenagers Can Get Affordable Automobile InsuranceCan High Risk Drivers Get Affordable Insurance?Car Insurance Tips For The Modern DriverCar Insurance Quotes Come To FruitionHow to Get the Best Car InsuranceSomething About Automobile Collisions and Car InsuranceWhy You Can't Find Cheap Car InsuranceFactors That Affect Insurance PremiumsCar Insurance: A Guide to CoverageSubmitted On February 28, 2012. Viewed 0 times. Word count: 525.MLA Style Citation:Muric, Samson".".28 Feb. 2012EzineArticles.com.28 Feb. 2012
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