It's safe to say that having a quality car insurance policy is perhaps one of the greatest investments a person can make. Knowing that your loved ones are insured and protected as they drive their vehicles can serve to help you feel more comfortable with the idea, particularly with teenage drivers. You're going to want to make sure that you have a policy that covers all the things that you need covered. As policies are as variable as the companies that offer them, make sure to spend some time with a representative from your insurance company to cover the specifics.
You could consider asking them questions regarding bodily injury liability. This is a protection that is provided by most insurance policies for the event of injury or death as a result of actions you made while operating your vehicle. It would also potentially cover the cost of a legal defense in the event of a lawsuit being filed as a result of what happened. Remember that bodily injury liability is not the same as collision coverage. It only covers injury to persons, not vehicles. Collision repair, on the other hand, is the reverse. Your policy may extend coverage to cover the cost of repairing your vehicle, or in some cases, even replacing it. Typically the latter is only done if the cost of repairing the vehicle is greater than the cost of replacing it. While this is generally not the case, it can happen, and having a quality insurance policy could help to cover most, if not all, of this cost.
Hand in hand with this, should your car be gone for any extended amount of time, many insurance policies include a form of coverage regarding renting a car for the duration of time you are out of a vehicle. It is important to note that most insurance providers have preferred partners in this regard. You should always contact your insurance provider first to find out if this is the case, and if it is, to get a list of local car rental companies your policy will cover working with. If you were to get a rental car first, and then contact your insurance provider, you may find the cost of is not covered if it is not with one of their preferred partners. Always contact the insurance provider first. Better to be safe than sorry.
Another type of insurance, once again to cover things outside of your control, would be coverage against uninsured motorists. Should another person chose to drive without insurance and get in an accident with you, you may very well find yourself paying the cost of the repairs yourself. If you were to have coverage for this type of situation, it may cover paying for injuries sustained in the accident, as well as damages to your vehicle. Ultimately you will have to decide on a policy that works for you, with a price that you can afford. Remember that the price of insurance is exponentially less than the price of covering the cost yourself, should the need arise. It is wise to protect both yourself and your loved ones with a quality car insurance policy, for all those times ahead that you may not be able to predict right now.
Cheap Insurance - Find Low Cost Insurance Today! Compare Quotes on Cheap Car Insurance and Save over 500.00 a Year!
Article Source:http://EzineArticles.com/?expert=Paul_Townsen
Did you find this article helpful?00
Get Involved0 commentsSuggest a topicArticle ToolsPrint this articleE-mail to a friendEzinePublisherReport this articleCite this articleStay InformedGet notified by email when new articles are added to this category or written by this author.Subscribe to New Article Alerts: Insurance: Car-Auto
Paul Townsen
Car Auto Article FeedFind More ArticlesSearchSimilar ArticlesCar Insurance in America - Types of Policies ExplainedClassic Car Insurance Tips For Finding Insurance For Your Classic CarTemporary Car Insurance - A Stop Gap InsuranceRenting a Car? Should You Buy the Insurance Offered by the Rental Car Company?How To Outwit Your Insurance Provider When It Comes To Insurance Car QuotesCheap Texas Auto Insurance Rates - TX Auto Insurance Discounts and Other Money Saving TipsDo You Own an Imported Car? Import Car Insurance Might Be What You NeedAvailing a Car Loan? Car Insurance Can Reduce Your ExpensesWhat is Permanent Life Insurance? Should I Choose Permanent Life Insurance Or Term Life Insurance?Sports Car Insurance - Lower Your Auto InsuranceRecent ArticlesWhat Influences the Cost of Auto Insurance for Students?Car Insurance Ratings And Reviews Help Find The Best Insurance For Your NeedsWhere Do I Find the Full List of Car Insurance Companies?Guide to Understanding Car Insurance RatesWhat Should You Know About California Auto Insurance?How to Do an Auto Insurance ComparisonHow to Find Cheap Auto Insurance for High Risk DriversSearching for Cheap Auto Insurance Coverage?Reasons Why You Need to Do an Auto Insurance ComparisonThe Benefits Of Reviewing Different Car Insurance FeaturesSubmitted On February 09, 2012. Viewed 9 times. Word count: 544.MLA Style Citation:Townsen, Paul".".9 Feb. 2012EzineArticles.com.14 Feb. 2012
Townsen, P. (2012, February 9). . Retrieved February 14, 2012, from http://ezinearticles.com/?What-May-Be-Covered-by-Your-Insurance-Policy&id=6871506Chicago Style Citation:
Townsen, Paul "." EzineArticles.com. http://ezinearticles.com/?What-May-Be-Covered-by-Your-Insurance-Policy&id=6871506
EzineArticles.com© 2012 EzineArticles.comAll Rights Reserved WorldwideAbout UsFAQContact UsMember BenefitsPrivacy PolicyShopSite MapBlogTrainingVideo ArchiveAdvertisingAffiliatesCartoonsAuthorsSubmit ArticlesMembers LoginPremium MembershipExpert AuthorsEndorsementsEditorial GuidelinesTerms of ServicePublishersFollow UsTerms Of ServiceEzines / Email AlertsManage SubscriptionsEzineArticles RSS
View the Original article
No comments:
Post a Comment