Was this article helpful?00ByDarren KutcherPossessing Texas liability insurance is required by law for all drivers who own and operate a vehicle. The state wants to ensure drivers are able to provide adequate compensation for any property damage or bodily injuries caused by an auto accident. Fortunately, there are ways to find an affordable auto policy.
As of 2011, a Texas auto insurance policy must contain bodily injury coverage of $30,000/$60,000. If you are at fault for an auto accident, your policy will pay up to $30,000 for the medical bills of an individual injured. It will also cover up to $60,000 total for the medical bills of everyone hurt in the accident. The minimum requirement for property damage is $25,000. Your insurer will pay up to $25,000 for any property damage you caused in the accident.
Finding insurance quotes online is a valuable resource. It's possible to obtain and compare quotes from different insurers. By inputting your zip code you get a list of companies that provide auto coverage in Texas. You will also need to list the make and model of the vehicle, the annual mileage driven, and the kind of coverage you want. Giving precise answers to the questions will allow the companies to provide a more accurate quote.
Getting insured can be difficult if you have a number of traffic violations on your record. The Texas Automobile Insurance Plan Association provides minimum liability coverage for drivers who have been rejected by other insurers. Drivers must have been rejected by at least two insurers, be a state resident or have their vehicle registered in the state. Flexible payment options are available. Applications can be downloaded on the association's website.
Having at least basic coverage is extremely important. If you are responsible for an accident, you will be personally liable for the cost of the damage and injuries that are incurred. An inability to show proof of financial responsibility can also result in fines and license suspension. As long as your policy is current, you are financially protected by the insurer and are in compliance with the law.
Reviewing and comparing quotes from different companies is the best way to find the most affordable coverage. Even if the policy premium is higher than you would prefer, it will ultimately be less costly than the financial consequences of driving illegally without basic liability coverage. Being prudent and financially responsible when it comes to auto insurance continually protects you and other people on the road.
Discover how easy it is to get inexpensive insurance, now. You can find tips on how to obtain affordable Texas liability insurance, today.
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Darren Kutcher
Car Auto Article FeedFind More ArticlesSearchSimilar ArticlesCar Insurance - Make Sure You Have CoverageEverything You Need to Know About Car Insurance in TexasTexas Metropolis As The Center Of Inexpensive Auto InsuranceLearn More About Auto InsuranceAuto Insurance TipsHow Much Renters Insurance Do I Need?Apartment Insurance InformationBoat Insurance - Do I Need It?Houston Homeowners Insurance InformationAuto Insurance In TexasRecent ArticlesWhat Influences the Cost of Auto Insurance for Students?Car Insurance Ratings And Reviews Help Find The Best Insurance For Your NeedsWhere Do I Find the Full List of Car Insurance Companies?Guide to Understanding Car Insurance RatesWhat Should You Know About California Auto Insurance?How to Do an Auto Insurance ComparisonHow to Find Cheap Auto Insurance for High Risk DriversSearching for Cheap Auto Insurance Coverage?Reasons Why You Need to Do an Auto Insurance ComparisonThe Benefits Of Reviewing Different Car Insurance FeaturesSubmitted On January 17, 2012. Viewed 5 times. Word count: 417.MLA Style Citation:Kutcher, Darren".".17 Jan. 2012EzineArticles.com.14 Feb. 2012
Kutcher, D. (2012, January 17). . Retrieved February 14, 2012, from http://ezinearticles.com/?Obtaining-Affordable-Basic-Liability-Insurance&id=6822356Chicago Style Citation:
Kutcher, Darren "." EzineArticles.com. http://ezinearticles.com/?Obtaining-Affordable-Basic-Liability-Insurance&id=6822356
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