No one likes to think about being involved in a car accident. You may worry about being injured or killed. You might also worry about the safety of your family and other passengers. Follow these tips for making the wisest choices when an accident occurs.
You can never tell the hour or day you may be in a wreck. One careless or drunk driver could crash into you, causing your entire life to turn upside down. Remembering to remain calm is most important after a wreck. If you are uninjured, make sure to call the police and ambulance. You will need a police report when you file your insurance claim.
Aside from making sure the other driver is unharmed, you will need to get that drivers personal information. In the event the driver you crashed with does not have coverage, you might also consider calling your lawyer. You will not only need a lawyer, you will also need a qualified and experienced agent to help guide you through the red tape associated with making claims.
Talk about the events of the accident with only law enforcement to prevent issues from arising involving the other driver or passengers. In this way, if you have to go to court, the courts only have the straight facts to work with instead of facts mixed about a lot of rumors.
Always keep a notepad and pen in the glove compartment of your vehicle. If you are in accident and have to call police, be sure to write down the badges numbers and the names of the officers present. You might also write down the names and contact numbers of witnesses as well. These are bits of information that be valuable while you making claims or going to court.
Call your insurance agent as soon as the police arrive and you give them the facts they require from you. Talking to your agent can sometimes help you to cover all the steps you took directly after the accident. If you have missed any important steps, your agent can tell you which ones they are and what to do about them.
Being prepared for the worst is the best when it comes to driving out on the open roads. You may a safe driver. However, many other people out there might not be safe. Talk to your agent about the ways you can be better prepared for an auto accident.
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Allan Koenen
Koenen, Allan".".16 Mar. 2012EzineArticles.com.17 Mar. 2012
Koenen, A. (2012, March 16). . Retrieved March 17, 2012, from http://ezinearticles.com/?Important-Information-About-Car-Accidents-And-Your-Insurance-Coverage&id=6944702Chicago Style Citation:
Koenen, Allan "." EzineArticles.com. http://ezinearticles.com/?Important-Information-About-Car-Accidents-And-Your-Insurance-Coverage&id=6944702EzineArticles.com© 2012 EzineArticles.com
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