Save Money by Comparing Cheap Car Insurance Quotes Online

ByScott Miscall

If you love comparing cheap car insurance quotes online, raise your hand.

Okay, now that we have that out of the way let's get to the real brass tacks. There are very few drivers who actually enjoy the process of assembling car insurance quotes and comparing them side-by-side. Yet at the same time, if you expect to get the best deal possible it is an absolute requirement. Simply believing the television announcer talking about how much you can save is not going to cut it. You need to do the work necessary to get the best price possible.

To get started, use a free quote tool like the one found on this website. Just enter your ZIP code and any other information it asks for, then sit back and wait for your results. It won't be long before you have a list of companies you can begin comparing. While you're sitting here, click on a couple of direct links that will take you to some of the most well-known car insurance companies, then fill out their quote forms as well.

Time to Compare

Some insurance companies will provide a full quote online while others would prefer to call and talk to you first. Either way, once you have three or four quotes in hand it's time to sit down and compare them. The first thing you'll want to look at is minimum liability coverage.

Minimum liability is a requirement in all 50 states so there's no way of getting around it. You'll probably find that among all the companies you're comparing the rates for minimum liability are approximately the same. The only exception might be a policy that includes higher limits than what is mandated by law. If you don't know what's required by your state you can find that information online

After you get past the minimum liability you'll then be looking at extra coverage's such as collision insurance, comprehensive insurance, and gap coverage. Be sure to look at the limits and deductibles for each type of coverage. You might even do a cost-to-benefit ratio based on your annual deductibles.

Consider What You're Willing to Lose

Finally, once you've crunched all the numbers in your comparison, consider how much financial risk you're willing to assume. The last part of this equation usually is the kicker for most people in deciding the best policy for them. If you're willing to lose a significant portion of the value of your car you might consider the cheapest policy with the least coverage. On the other hand, if you're not willing to take a significant financial risk you'll probably choose the most comprehensive policy with the highest price tag.

This is how comparing cheap car insurance quotes online works. It's not a difficult process by any stretch of imagination, but it does require willingness on your part to go through the paperwork and run the numbers -- regardless of how tedious it might be.

Compare Multiple Cheap Car Insurance Quotes with One Fast and Easy Online Process at: http://FirstCarInsuranceQuotes.com/ - Save up to $500 a Year on Car Insurance Coverage!

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Insurance: Car-Auto
Scott Miscall

Email Address:SubscribeCar Auto Article FeedFind More ArticlesSearchSimilar ArticlesComparing Cheap Car Insurance Companies - Where is the Best Place to Compare Car Insurance Quotes?Speed Up to Compare Auto Insurance Quotes and Save!How to Compare Auto Insurance Rates WellHow to Compare Auto Insurance and Get the Best RatesCompare Auto Insurance Prices The Quick and Easy WayCheap Car Insurance Quotes - Don't Let High Auto Insurance Premiums Get You DownCompare Car Insurance Quotes Online - Some Other Facts AvailableCompare Car Insurance Quotes Online - You can Save MoneyWhy You Need To Compare Car Insurance QuotesCompare Car Insurance Quotes Against These FactorsRecent ArticlesWhat You Need To Do To Obtain Cheap Car InsuranceReasons Why Men Are Better Drivers Than WomenHow Little Lies Can Cost You DearlyChoosing A Car Insurance Company To Insure Your Car WithDoes Credit Affect Insurance Rates?Facts On Cheap Young Driver Car InsuranceThe Benefits Of Online Comparison Shopping For Your InsuranceInformation About Connecticut Car InsuranceWhen Was Car Insurance Invented and Why?Having Your Car Protected In Spite Of Terrible Claim HistorySubmitted On March 11, 2012. Viewed 6 times. Word count: 491.

MLA Style Citation:
Miscall, Scott".".11 Mar. 2012EzineArticles.com.14 Mar. 2012 .APA Style Citation:
Miscall, S. (2012, March 11). . Retrieved March 14, 2012, from http://ezinearticles.com/?Save-­Money-­by-­Comparing-­Cheap-­Car-­Insurance-­Quotes-­Online&id=6932896Chicago Style Citation:
Miscall, Scott "." EzineArticles.com. http://ezinearticles.com/?Save-­Money-­by-­Comparing-­Cheap-­Car-­Insurance-­Quotes-­Online&id=6932896EzineArticles.com© 2012 EzineArticles.com
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The Importance Of Comparing Different Car Insurance Benefits

ByCarl Vouz

Every car insurance policy offers you a unique set of benefits. Therefore it is wise to compare different motor insurance policy features before you sign on the dotted line. This will ensure that you get what you want so that your needs are served. After all, it is no use spending a ton of money for a product you do not know much about, isn't it?

Having said this, we have to know which are the most salient features we must pay attention to. This article tells you more.

The first and most important benefit you should be looking at is the type of coverage. There are 3 main types of coverage available in the market. The first one is Comprehensive Coverage. This offers you the most benefit compared to the rest. With this type of coverage, you are able to claim for damages to other people's car as well as your own.

The other types of motor insurance are Third Party Only and Third Party Fire and Theft coverage. These have limited coverage and most car owners will not find this useful. The only thing good about them is their price. Nevertheless they may turn out to be the most expensive motor insurance you buy because they may not serve your needs.

Other than the type of coverage, your policy excess deserves some attention. Excess is simply a type of co-insurance. It is also known as a deductible. Different car insurance policies offer different excess. Some are high while others are low. A few motor insurers even offer zero-dollar excess to attract new customers into their fold. Whatever it may be, you must consider how much you want to pay before claiming the rest of the repair cost from the insurer. If you have to increase or lower your car insurance, by all means do so. Choose an excess value that feels right to your budget. Otherwise you may feel stretched if an accident really occurs.

Finally, you have to compare the claims efficiency. This is not really a feature you can see on paper. It will not be spelled out and no insurer will promise great efficiency when it comes to claims. For most consumers, this is transparent. But not knowing about this does not mean it is not important. Car insurance is meant to protect you from financial distress. So in order for your car insurance policy to serve this end, your insurer must be willing to process your claims without dragging its feet.

To compare this hidden feature, you have to get feedback from clients who have used each insurer's service. But this is very tedious and time consuming. A better way may be to ask a car insurance specialist. They work with different auto insurers and will know how efficient they are when it comes to claims.

One of the most established car insurance corporation in Singapore is actually OAC car insurance. You really should compare and contrast different car insurance policies against this to find out what you are missing out on.

Article Source:http://EzineArticles.com/?expert=Carl_Vouz

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Insurance: Car-Auto
Carl Vouz

Email Address:SubscribeCar Auto Article FeedFind More ArticlesSearchSimilar ArticlesOptions To Compare Car InsuranceComparing Home Insurance Policies Can Save You MoneyCompare Automobile Insurance to Get SavingsComparing Car Insurance in Australia - 7 Things to Think AboutComparing Car Insurance Online the Easy WayCompare Car Insurance Policies to Get a Good DealCompare Car Insurance Quotes to Get the Best DealCompare Car Insurance for Your Own BenefitCompare Car Insurance - Your How-To Guide3 Things to Know When You Compare Car Insurance QuoteRecent ArticlesWhat Influences the Cost of Auto Insurance for Students?Car Insurance Ratings And Reviews Help Find The Best Insurance For Your NeedsWhere Do I Find the Full List of Car Insurance Companies?Guide to Understanding Car Insurance RatesWhat Should You Know About California Auto Insurance?How to Do an Auto Insurance ComparisonHow to Find Cheap Auto Insurance for High Risk DriversSearching for Cheap Auto Insurance Coverage?Reasons Why You Need to Do an Auto Insurance ComparisonThe Benefits Of Reviewing Different Car Insurance FeaturesSubmitted On February 09, 2012. Viewed 8 times. Word count: 472.

MLA Style Citation:
Vouz, Carl".".9 Feb. 2012EzineArticles.com.14 Feb. 2012 .APA Style Citation:
Vouz, C. (2012, February 9). . Retrieved February 14, 2012, from http://ezinearticles.com/?The-­Importance-­Of-­Comparing-­Different-­Car-­Insurance-­Benefits&id=6860179Chicago Style Citation:
Vouz, Carl "." EzineArticles.com. http://ezinearticles.com/?The-­Importance-­Of-­Comparing-­Different-­Car-­Insurance-­Benefits&id=6860179EzineArticles.com© 2012 EzineArticles.com
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