Reasons Why Men Are Better Drivers Than Women

ByDavid D Mortel

We have all heard the jokes "men get into more accidents than women, the problem is, those men were avoiding incompetent women drivers." But what do the statistics say? And what do the experts say anyway? This article will provide a brief discussion of why men are still considered better drivers than females.

Men Make Better Drivers than Women - And Even Females Admit It

Surveys conducted on women show that even they know that men are better drivers. A survey actually shows that only 25% of women think they are better drivers than men. Curiously enough on the same survey only 48% of men admit to being better drivers than females.

On Presence of Mind

Surveys indicate that men tend to lose focus when driving when they are on their cellular phones; tinkering with the car stereo; ogling at women or posters of women (so it's still women's fault). Whereas women have far more distractions than men, here are just a few of the dozens of reason traffic enforcers have heard from women:

1. On the phone;
2. PMS;
3. Kids at the back playing;
4. Sleep deprivation;
5. Applying makeup;
6. Applying lipstick;
7. No idea what happened.

On Race Car Drivers

Competitive driving brings together the best drivers in the world. Admit it, save for a few exceptions most race car drivers are men. Without going into the figures so much it is not too hard to estimate that 90% to 99% of winning race car drivers are men. You do not agree with the statement? When was the last time you heard of a carting, formula 3 or formula one driver who was female? Probably the most notable figure in competitive driving is Danica Patrick who won the Indy Japan 300 and she represents the 1%.

On Fatalities - More Statistics

While some women point out the fact that there are more accidents involving males than females, they fail to realize that this is just an indication of more male drivers than females. Studies show that for the past 25 years female driver fatalities have steadily increased while male driver fatalities have sharply decreased. This is a clear indication that regardless of the difference in population between male and female drivers; women are getting into more accidents than men.

On Insurance Rates

Insurance is a risk limiting and distributing device. This means that the greater the risk the higher the insurance rates and premiums paid whereas the lower the risk the lower the insurance rates and premiums. Insurers are considered experts when it comes to risks. Without going into the figures so much, women have to accept the reality that they have consistently had higher automobile insurance rates than men. In fact congress has had to provide laws to require insurers to limit the difference between automobile insurance rates for men and women - a move automobile insurance companies oppose. Incidentally, this means that the difference will have to be shouldered by the male side of the population.

Find out basic tips on reducing car insurance costs for woman every year. Compare auto insurance quotes online and buy new insurance policy instantly.

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Insurance: Car-Auto
David D Mortel

Email Address:SubscribeCar Auto Article FeedFind More ArticlesSearchRecent ArticlesWhat You Need To Do To Obtain Cheap Car InsuranceHow Little Lies Can Cost You DearlyChoosing A Car Insurance Company To Insure Your Car WithDoes Credit Affect Insurance Rates?Facts On Cheap Young Driver Car InsuranceThe Benefits Of Online Comparison Shopping For Your InsuranceInformation About Connecticut Car InsuranceSave Money by Comparing Cheap Car Insurance Quotes OnlineWhen Was Car Insurance Invented and Why?Having Your Car Protected In Spite Of Terrible Claim HistorySubmitted On March 09, 2012. Viewed 2 times. Word count: 502.

MLA Style Citation:
Mortel, David D.".".9 Mar. 2012EzineArticles.com.14 Mar. 2012 .APA Style Citation:
Mortel, D. D. (2012, March 9). . Retrieved March 14, 2012, from http://ezinearticles.com/?Reasons-­Why-­Men-­Are-­Better-­Drivers-­Than-­Women&id=6930146Chicago Style Citation:
Mortel, David D. "." EzineArticles.com. http://ezinearticles.com/?Reasons-­Why-­Men-­Are-­Better-­Drivers-­Than-­Women&id=6930146EzineArticles.com© 2012 EzineArticles.com
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Auto Insurance Policy For Young Women - Some Simple Ways For Acquiring The Best One

ByCarol Debra

A new car that is purchased for a young woman needs the best auto insurance policy for the protection of the vehicle and the driver. Vehicle coverage plan is a basic necessity for any female driver, as accidents can occur anytime and anything can happen to the vehicle. The young lady drivers can easily benefit from these coverage plans, as they get the best plans for premium in comparison with men drivers. According to a research it has been specified that the male drivers are more prone to road accidents and highly need the coverage plans. Both male and female drivers can benefit from these women coverage plans. If you are looking for reliable auto insurance for ladies, then you need to acquire knowledge about all the available facilities. You can make your claims only after a brief description about your requirements.

There are various factors present for the easy availability of auto insurance policy to young female drivers, in comparison with men drivers. These various factors are listed below in brief.

• The female drivers are considered to cause fewer accidents in comparison to men. They drive at a less speed and are less prone to accidents. So through the help of the state laws they get a great facility of choosing the best deals for coverage.
• In comparison with men women travel less throughout the year so in this condition the chances of accidents are quite less. Through the help of this data the female drivers are having more availability of options for coverage.
• One major reason is that the female drivers drive their vehicle at less speed, so by mistake if any accident occurs then the damage caused to both the vehicle and driver will be minor. This insures the providers to offer better coverage options to ladies.
• The female drivers have an easy option of searching the best suitable coverage quotes through internet or from the local city. After this step they can get the best quotes from various companies. The best suitable discounts can be offered through these quotes to lady drivers. To include best discounts in your plan, you can easy opt for a higher deductible. Make sure to keep a check on your needs before opting for a higher deductible. This process can help the female drivers for the acquirement of best plans.

Advantages to the male owners
The male drivers can also receive many advantages through these policies. However, there are some specific conditions that the male drivers should agree. The first condition is that, the main driver of the vehicle shouldn't be man. If this is found at the time of any accident, then the policy won't be able to pay the claims. Another condition is that the vehicle shall be registered in the name of lady. If both these conditions are fulfilled, then both the male and female can benefit from this policy.

These steps can help the lady drivers in acquiring the best auto insurance policy.The above mentioned points can prove of great benefit to both men and women for the availability of best auto insurance policy.

Car insurance is an amazing website that is apt for you if you are planning to get an auto insurance policy. auto insurance offers you innumerable benefits in terms of vehicle insurance plan.

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Insurance: Car-Auto
Carol Debra

Email Address:SubscribeCar Auto Article FeedFind More ArticlesSearchSimilar ArticlesCheap Online Car Liability Insurance RatesWhy Should You Get Home and Car Insurance From One Insurer?How to Cut Car Insurance - 6 Ways to Decrease Auto InsuranceThe Significance of Car Rental InsuranceCost of Insurance - Car and Cost ReductionCheap Car Owners Insurance Rates Online - Your Best OptionVery Affordable Car Owners Insurance Quotes OnlineAuto Insurance - Free Cheap Insurance QuotesDo We Really Need Car Liability Insurance?What Does Vehicle Insurance Coverage Really Insure?Recent ArticlesExploring The Reasons You Need Enough Insurance CoverageHow Staying With One Insurance Company Can Save MoneyThe Cheapest Insurance Coverage For Your Business VehiclesHow To Find The Least Expensive Vehicle CoverageAuto Insurance Policies - Different Types of Automobile Indemnity CoversAuto Insurance Policies For Amateur DriversAuto Insurance Policies - Some Basic Points To Remember While You PurchaseInsurance Shopping StudyWhat Is the Insurance Price Tag on a Bad Driving Record?Things To Consider Before Buying Car InsuranceSubmitted On February 22, 2012. Viewed 2 times. Word count: 518.

MLA Style Citation:
Debra, Carol".".22 Feb. 2012EzineArticles.com.22 Feb. 2012 .APA Style Citation:
Debra, C. (2012, February 22). . Retrieved February 22, 2012, from http://ezinearticles.com/?Auto-­Insurance-­Policy-­For-­Young-­Women-­-­-­Some-­Simple-­Ways-­For-­Acquiring-­The-­Best-­One&id=6897077Chicago Style Citation:
Debra, Carol "." EzineArticles.com. http://ezinearticles.com/?Auto-­Insurance-­Policy-­For-­Young-­Women-­-­-­Some-­Simple-­Ways-­For-­Acquiring-­The-­Best-­One&id=6897077EzineArticles.com© 2012 EzineArticles.com
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Why Women Are Likely to Avail of Cheaper Car Insurance

ByCedric P Loiselle

Car insurance for women is cheaper in many more cases than it is for men. There are many reasons for this. Statistics indicate that there are more male car owners than female car owners. This is probably due to the fact that men are more confident in driving than women are. Many women also choose to hire drivers. At the same time, a lot of women do not fancy cars, because they find it expensive to own one, considering there are maintenance and repair costs involved in the future. So, one reason why car insurance is cheaper for women is because there are fewer women driving on the road than men.

The driving behavior of women can also be cited as a reason. Women are generally more careful drivers, while men tend to be very adventurous and careless. You would see more men than women speeding along the highway. Female drivers tend to run their cars with caution. At the same time, fewer women drive drunk. These are why women are less likely to be involved in car accidents.

The car buying preferences of women also make them likely candidates for cheap car insurance. Women's cars are usually smaller than men's. Men prefer huge autos and sports vehicles, which are expensive to insure. The differences between the car choices of women and men also cause variations in the cost of insurance.

Take note that while cheap car insurance for women seems to be unfair for men, women did not quite enjoy these insurances, until recently. In the past, women could not own cars, let alone obtain car insurances. However, women are now being given opportunities that men used to enjoy alone. Car insurance firms have somehow made themselves attractive to female drivers by giving them discounts on auto policy.

Women should not rely on their gender when obtaining auto insurance. Just because you are a female does not mean you can always obtain cheap car insurance. There are other factors that come into play, too. Even if you are a woman, if you have a bad driving record, your premiums can still increase.

Vehicle choice influences much the decision of the insurer whether to give you a cheap or expensive insurance policy. If you really want to get inexpensive auto insurance, stay away from sports cars, high performance autos, and luxury SUVs. Also, stay away from cars that have a higher chance of getting stolen or broken into. This only means one thing: before you purchase a car, consider whether you would likely be paying high or low insurance premiums on it.

Women should be wise when shopping for car insurance, especially because there are different types. Common insurance policies provide coverage for injury and property damage, personal injury, collision damages, and other damages not resulting from collision (comprehensive coverage).

When choosing the type of coverage, consider your driving behavior. If you think you are too careful that your driving would not even hurt a fly, consider skipping coverage for collision and start opting for comprehensive coverage. Of course, you may have to include liability coverage, as your state most probably requires it. Then again, if your car is old, it's probably impractical to maintain comprehensive insurance coverage.

For more information about cheap car insurance for women and car insurance for women, visit our website http://www.carinsurance60.com/how-to-find-cheap-car-insurance-for-women

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Insurance: Car-Auto
Cedric P Loiselle

Email Address:SubscribeCar Auto Article FeedFind More ArticlesSearchSimilar ArticlesWomen Car Insurance - Do You Want To Know More About Women's Insurance?The Means Of Non-Collision And Women Car InsuranceYou Can Take the Cheap "Women Car Insurance" to Safeguard Your CarCar Modification Plus a Good Insurance Policy at a Cheap PrizeWomen's Guide For Car InsuranceCheap Car Insurance For Woman in the UK - Women Make Better Drivers!Women Car Insurance - An Insurance Policy For the Safer DriversCheap Car Insurance for Girls Without Resorting To Women Only BrokersDiscount Car Insurance - Super Tips For Low Cost InsuranceSave on Car Insurance With Low Auto Insurance QuotesRecent ArticlesWhat Influences the Cost of Auto Insurance for Students?Car Insurance Ratings And Reviews Help Find The Best Insurance For Your NeedsWhere Do I Find the Full List of Car Insurance Companies?Guide to Understanding Car Insurance RatesWhat Should You Know About California Auto Insurance?How to Do an Auto Insurance ComparisonHow to Find Cheap Auto Insurance for High Risk DriversSearching for Cheap Auto Insurance Coverage?Reasons Why You Need to Do an Auto Insurance ComparisonThe Benefits Of Reviewing Different Car Insurance FeaturesSubmitted On February 12, 2012. Viewed 1 time. Word count: 538.

MLA Style Citation:
Loiselle, Cedric P.".".12 Feb. 2012EzineArticles.com.14 Feb. 2012 .APA Style Citation:
Loiselle, C. P. (2012, February 12). . Retrieved February 14, 2012, from http://ezinearticles.com/?Why-­Women-­Are-­Likely-­to-­Avail-­of-­Cheaper-­Car-­Insurance&id=6873078Chicago Style Citation:
Loiselle, Cedric P. "." EzineArticles.com. http://ezinearticles.com/?Why-­Women-­Are-­Likely-­to-­Avail-­of-­Cheaper-­Car-­Insurance&id=6873078EzineArticles.com© 2012 EzineArticles.com
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