One of the most common beliefs in the car scene is that women drivers, even the best ones, are not as skilled as male drivers and that they are more prone to being involved with accidents compared to the opposite sex. However, recorded data and statistics prove that this belief is very wrong. That is why most auto insurance companies typically offer women car insurance at a much lower rate than their male counterparts. Reportedly, studies have proven that women drivers are far more safe and cautious. They are less prone to accidents or driving under the influence and as a result, fewer claims are filed from women drivers as opposed to the frequency of claims filed by male drivers.
Most auto insurance providers make public the details of their programs after a lot of deep and informative research, which gives them the knowledge as to what's right and what's not through the use of these figures and facts. Despite this popular belief, it is proven erroneous when compared to the statistics made public by car insurance providers. It is now a known fact that women drive more safely and with caution resulting in their relatively rare involvement in accidents versus their male counterparts. This is the reason why auto insurance companies have come up with cheaper car insurance for women.
There is more than one factor contributing to the auto insurance company's providing cheaper car insurance coverage for female drivers. Apart from being cautious drivers, women drivers are also a lot better at obeying or following traffic laws, which means that even if they are involved in an accident, there is a high chance that the accident is not their fault. Furthermore, most accidents involving women are usually the result of the reckless driving of a man. Another reason why car insurance for women is offered at a cheaper price is because women usually don't speed, drag race or run stop signs.
In determining specially articulated and less expensive auto insurance for ladies, the type of cars used are usually considered and it seems that most female drivers typically do not drive sports cars or top end luxury cars. This common characteristic among women is one reason why the cost of accidents coming from them is not as high as that of the male drivers. It is simply good business that most auto insurance companies have decided to lower the insurance costs for women drivers.
Editorial scribed by Jon Guy, an advocate of Cheap Car Insurance for Female Drivers and Cheap Car Insurance for Ladies
Article Source:http://EzineArticles.com/?expert=Jon_Guy
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Jon Guy
Car Auto Article FeedFind More ArticlesSearchSimilar ArticlesHow to Buy a Car Your Auto Insurance Company Will LoveAffordable Auto Insurance - Auto Insurance SavingsIn What Ways Does Buying a Car Affect Auto Insurance Premiums?Relax! When it Comes to Your Rental Car Your Auto Insurance Company Has You CoveredHow to Get Free Car or Auto Insurance Quotes OnlinePurchasing a Car and Auto InsuranceHybrid Cars and Auto InsuranceAuto Insurance - Auto Insurance Tips For Lower Monthly PaymentsPlanning to Get a Second Car? Use Auto Insurance Quotes to Lower CostsWinterize Your Car With Auto InsuranceRecent ArticlesHow Save Money On Your Auto InsuranceTips on How to Pay for Car InsuranceWhy You Should Own a ConvertibleChoosing a Good Auto Insurance CompanyTips on Getting Auto Insurance Quotes OnlineThe Steps For Filing A Car Insurance ClaimTheft of Personal Property From Car - Does Your Insurance Cover It?Learning From A Vehicle Insurance OverviewHow to Choose the Right Car Insurance PlanWhat Information Do I Need to Compare Car Insurance Online?Submitted On January 12, 2012. Viewed 9 times. Word count: 406.MLA Style Citation:Guy, Jon".".12 Jan. 2012EzineArticles.com.26 Jan. 2012
Guy, J. (2012, January 12). . Retrieved January 26, 2012, from http://ezinearticles.com/?Why-Womens-Car-Insurance-Tends-To-Be-Cheaper-Than-Mens&id=6811981Chicago Style Citation:
Guy, Jon "." EzineArticles.com. http://ezinearticles.com/?Why-Womens-Car-Insurance-Tends-To-Be-Cheaper-Than-Mens&id=6811981
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